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May 16, 2017

Most saving practises in developing countries (juntas, roscas, cuchubales, etc.) suffer from three main limitations: they don’t capitalize, they don’t generate any returns on savings and they don’t educate (there is no administration or it is very basic). They are just...

November 4, 2016

Men and women, endowed with INTELLIGENCE AND FREEDOM, should be the main responsible for their growth. Each one should remain, whatever the external influences are, the main "architect" of their lives.

TRUST among families and friends is a commonly underestimated key HU...

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